What We Do?

Bay Area Payment Solutions was built on trust and the importance of building close business relationships. We believe that keeping our customers current about changes in the credit card industry not only reduces their costs, but also puts our merchants ahead of the curve in a world where debit and credit have replaced cash. Products like our Business Overhead Protection ensures that your business stays open, if for some reason, you are unable to work.

We provide businesses with the best in credit card and payment solutions services. We find cutting edge solutions tailored to fit the needs of our clients. An entrepreneurial spirit combined with diverse professional experience creates the ideal platform for us to deliver creative technology solutions—solutions that maximize growth and profit opportunities for our customers.


  • Verifone: VX 520 - Encrytion and Processing

  • Verifone: EMV Standard - It's in the Cards



  • Educational - How Merchant services work

  • TouchSuite Recharge

  • TouchSuite Restaurant Full Demo

  • Touch Suite Salon - Promotional Video



  • Derek J TouchSuite Brand Ambassador

  • Town Target

  • Harbortouch Elite POS System

  • Harbortouch ECHO POS



  • ShopKeep Point of Sale
    The #1 Rated iPad POS System

  • SpotOn Campaigns


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Merchant Services

The commerce landscape is constantly changing — driven by ever-evolving technology and consumer demand for constant...

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Debit Fees

Our world-class set of debit processing solutions help your financial institution attract and retain high-value...

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Mobile Payment Gateway

Bay Area Payment Solutions, a global leader in electronic commerce and payment processing has a new online payment...

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iPad Payment Solutions

At Bay Area Payment Solutions we offer merchants to take credit cards on iPad and other tablet devices.Once you’ve...

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POS Systems

Bay Area Payment Solutions offers a wide selection of solutions designed to meet your needs — at a price you can...

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Credit Card Processing

From financial institution and retail credit card issuing to commercial card processing, management, payment...

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PCI Compliance

We take a holistic approach to security, compliance and risk management and offer integrated technologies, like...

Loyalty Programs

Loyalty Programs

Bay Area Payment Solutions has many Loyalty Programs. Using state-of-the-art analysis, partner programs, real-time...

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